Watch TV, Read the morning paper, view on the internet and all you hear is "Loans" Home Loan, Cash Loan, Student Loan, Car Loan, Credit card Loan and family/friend loans.
The way the world is at the moment, It's rare not to meet someone that has never had a loan or has a loan at the moment. But to get ahead in life, Sometimes we need to borrow money and to invest in a house or drive a nice car (bets the old one, that stops and starts).
I've found when I had at least two loans and one nice size credit card limit - I looked into consolidating my loans into one.
Best idea ever - Seems like I was paying three different interest rates and three different banks. When I merged them altogether, I was paying less and it was going to 1 bank.
Always something to look into, only takes a few mins of your time and could save you a lot of money in the long run - Long Term, not Short Term
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